Complaint Review: Capital One - Nationwide
- Capital One www.capitalone.com Nationwide U.S.A.
- Phone: 800-903-3637
- Web:
- Category: Credit Card Processing (ACH) Companies
Capital One Late Payment Scam Richmond Virginia
*Consumer Comment: So what's the ripoff?
*Consumer Comment: Nothing New...
I paid my bill online on the due date; however, it was after their "designated daily cut off time" and was not posted until the following day. They then assessed a $39 late fee, which then put my account over the limit and I was charged an additional $39. Suffice it to say, I was charged a whopping $78 because I paid my bill on the due date, but two hours after they allegedly quit posting payments for the day. This is highway robbery!
Ldh64
Birmingham, Alabama
U.S.A.
This report was posted on Ripoff Report on 03/18/2008 06:00 PM and is a permanent record located here: https://www.ripoffreport.com/reports/capital-one/nationwide/capital-one-late-payment-scam-richmond-virginia-319137. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
So what's the ripoff?
AUTHOR: John - (U.S.A.)
SUBMITTED: Tuesday, March 18, 2008
You admittedly waited 'til the due date, then admittedly paid after the cut off time and were accessed fees accordingly.

#1 Consumer Comment
Nothing New...
AUTHOR: John - (U.S.A.)
SUBMITTED: Tuesday, March 18, 2008
Capital One has more tricks up its sleeve than a magician to assess all sorts of fees. It's up to you to make sure they they don't get away with it....Check your online statement often and be aware of the due dates and always pay at least a week before the due date.....
WAMU uses a trick that CapOne doesn't: If you pay on the due date, they charge you a "convenience" fee of of $12.95


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