Complaint Review: Credit Karma
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Until just a little while ago I loved getting my updates from Credit Karma. I was very pleased with the progress they reported I was making, and showed me scores going up up and UP. I started in the low 400's and, acording to CK, I am now comfortably in the mid 600's.
...Or am I?
I read a review recently much like the one you're now reading from me. It said that Credit Karma was very innaccurate. I thought, "no, impossible. They update every week, I get little reports and "wll done!" when my score goes up and a "needs work" when it goes down. But, my suspicion remained so today I went directly to all three agencies and requested my actual, official reports.
My actual scores were at least 100 lower than the scores CK was giving me! And the scores I got were directly from TRans Untion and Equifax, the two agencies CK claims to be indirect contact with. SO...either CK is deliberately deceptive (a business using deception to make money? Nah. Could never happen right? lol. At best they are really bad at math.
I recommend you go to experian.com and get your actual credit reports. You get one freebie a year so it's like $1.00 to get your reports. Well worth a buck wouldn't you agree?
Get your actual credit scores. If CK is giving you false data, come on back and REPORT it! Maybe they'll start being ethical. Maybe pigs will fly out of my butt but it's worth spreading the truth.
Love ya RipoffReport.
This report was posted on Ripoff Report on 02/09/2018 01:27 AM and is a permanent record located here: https://www.ripoffreport.com/reports/credit-karma/california/credit-karma-credit-karma-scores-are-way-wrong-shame-on-you-ck-california-1428189. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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