Credit Karma Be informed and look at all options Internet

This is from my over personal experience.

Look around and seek other options.

This Company has listed my credit score as poor for years. Basically when loans were paid off, etc. my score remained poor, low 600, etc.

I was never late nor missed any payments; yet I still was rated poor as in poor credit risk and subject to high interest rates if approved.

They offered me credit card  offers that they stated I have a "fair" chance of getting the card.

They use their own scoring system called vantage 3.0 which is different than the FICO scoring system most companies use.

Now here come the kick in the head.

The main credit reporting companies USE FICO scoring NOT vantage 3.0..

My FICO score is in the mid 700's very very different than reported by Credit karma.

Almost ALL companies use the FICO scoring syatem.

Auto dealers on the other hand use a scoring system of their own so remember that when you try to finance a vehicle through them.