Dell Financial Services 12 months interest free finance - a trap internet 

I purchased an Alienware computer from Dell, and the overall package costed about $3500.00.  Dell Financial Servies offered me a 12 month interest free financing. They explained to me that if I make the whole payment in 12 months, then no interest will be charged.

They set up an automatic payment for this purpose, which would charge my bank account every month, and complete the payment in 12 months. I agreed to it, as I did not want to pay any interest.

On 12th month, I checked my statemnet, and found, they decreased the monthly payment by a small amount from second month onwards, so that, in 12 months the full payment is not being made.

I called immediately, and they said, they were going to add about $550.00 as interest, because in 12 months the payment was not being complete. Fortunately I found, 2 days are still remaining to issue their latest statement, so I barely got the chance to avoid the extra $550 interest by making the full payment immediately. 

This is how I was being tricked, and if I did not notice on the last moment, they would have charged me $550 extra. 

The amounts that were being charged each month through automatic payment, was not decided by me. Those figures were decided by Dell Financial Services, And their system is designed (i dont know it is intentionally or not) to victimize the customer to fall prey to the bulk interest at the end of the year. 

If there is any lawsuit against Dell Financial Services, do let me know. I have all the statemnets and would be glad to be onboard to unmask this deception.