Department of Law and Investigations Trying to say that I owed for a loan made in December 2009 Internet

This company has been calling me for about three months, an Indian man keeps leaving me messages, saying that there is a lawsuit against me for not paying on a Cash Advance Loan, that I supposedly applied for in December 2009.. I finally answered my phone on February 24, 20011 and he told me to check my bank statements for January 2010 and I would see that I received a cash advance to my bank account in that month.  Of course, I denied ever applying for a loan through "Cash Advance Loan" and he argued with me that I had and that when I applied I only had 21 days to let them know that I didn't want the money.  What crap!!!!!!!

I did check my bank accounts just to see if what he was telling me just happened to be true, of course it isn't.  He was so insistant that I owed $528.00 and that I was a "fraud."  I told him that I wanted to talk to his supervisor and he told me he was the supervisor and that I owed this money.  I told him then to send me the legal document that they had filed with the court, and he just kept arguing that I owed the money. 

I am so angry, because as of today, February 25, 2011, he now has gotten my daughters number and name and threatened her.  Then after he left her a message threatening her, he called me and left another message that either her or I call him back and pay this money owed.  He keeps saying that I need to contact a lawyer or pay. 

I have had enough of this crap.  Now either someone does something about this or I will.  And since evvery call seems to be coming from someone that can't speak English, please send their butts back to their own country.