Direct Commerce Academy Scam, rip-off. Said only $2.97. Charged my card $139.95.Non-refunable. Said they give back $100.Waiting. Grand Prairie, Texas Internet

I was on Yahoo Finance page researching career trends. Saw add to make money at home online. Clicked on it and pages  and pages of some lady blah,blah,blah. I'm very skeptical. But when offered for only $2.97. My bad. Should never give card number. Got burned again. They charged my card $139.95. Called my bank,they gave me the number to call(800-396-4039) of course talked to some dude with an accent,I was irriated already now I'm haveing communication problems. He wanted to offer me some discount. LOL. Just me back my money. I did not authorize $139. No where was it stated that my card would charged $139. He said he can only give back $100.We went round and round.I gave up. He said in about 7 to 10 days. I'll know then. Take hit on $39. Don't know what else to do.