Electronic Merchant Systems Francis David Corporation Company takes out secure loans without customer knowledge Pittsburgh Pennsylvania

 A friend of mine was a sales associate for this company. I own a small business so she asked me to meet for lunch to see if I would trust this company to do a website for me and talked me into doing credit card processing with them as well. She told me it would cost me 39$ a month for a website and credit card processing plus the fees for credit cards per card I run. She bought me lunch, told me she was in a hurry and to sign on the dotted lines. She then took a picture of my license and called the company to have me Verify I could buy this service.

I was also told I could cancel at any time. She also said someone would be in touch to set up and design my website. I was in my early twenties and at the time this sounded wonderful. No one ever called me to set up a website and no one ever set up my credit card processing. I was sent materials to run credit cards and that was it. Every time I called the company I was told someone would get back to me.

Finally, I told them I would like to cancel and was instructed to send the credit card processing materials back which I did. To my surprise when I tried to get a mortgage, I was told I had been taken to court in Ohio regarding a SECURE LOAN I had taken out with First Hudson Leasing in 2009. I had no idea what this was. I had never owned a car or a house so I would have never been able to take a secure loan as I had nothing to put against it. I have also never been served papers for any type of law suit and I certainly don't live in Ohio. This company practices in completely illegal ways and are a bunch of criminals who ruin lives.