Elite Warranty Marathon Administrative Co, Inc.Marathon Financial Insurance Company, Inc Company wiggles way out of legitimate claims Springville Utah Nationwide

The last paragraph in your post out to be highlighted and in bold.

Vehicle warranties are revenue generators for the F&I office at the dealership - any dealership. The sole purpose is to have you pay a large amount for the warranty so the dealership and the finance person can reap huge commissions from the sale of the overpriced warranty. GAP at the dealership works the same way. At least with GAP you can purchase a decent policy for less outside the dealership. Not so with a vehicle warranty - have NOT seen a good one yet. 

Before you buy a warranty - read the warranty contract (if the finance person will let you). If s/he doesn't let you, don't get it, even if it is "free".  There is no free warranty. It shows up as a higher price on your vehicle.

I haven't found a good warranty in decades. By good, I mean one that is worth the cost and will actually pay on claims. Far better to set aside those warranty funds in your own account and use for repairs. That's what I do - and I have saved thousands of dollars over the years paying for my own repairs without the help of any ripoff warranty policy.

Please note:  if you recently purchased a warranty - read it. You will see many exceptions in the policy and it is probably worth the time and effort to cancel it and get a refund for the pro-rated amount. The dealership will not make it easy to get a refund. Be persistent.