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Report: #1072068

Complaint Review: Equity Lifestyle Properties - Dallas Texas

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  • Reported By: madmoney0 — Lockport New York
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  • Equity Lifestyle Properties Dallas, Texas USA

Equity Lifestyle Properties Hometown America Country Place Mortgage The Woodlands Manufactured Home Community refusal to work with me. ADVERSE REPOSSESSIONS! ARROGANT COLLECTORS!! Dallas Texas

*Consumer Comment: Ron Uselman

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 I have contacted my mortgage company, Equity Lifesyle Properties, about my mortgage payments, I am behind 2 payments, including August 1, 2013. I just went to full time employment on July 22.2013 at my job. Befoe that I was only working 20 hours part-time. That was for 2 months. I did not have employment prior to that due to the closing and moving of my former employer out of state. I fell behind on my mortgage payment. I have called ELS and was told to call Country Place Mortgage that collects for ELS. Since then, I have been harrassed by Nathan, a collector there. He will not even let me speak to a supervisor. When I asked him for a deferrment of my August payment, he told me,"No we will not do anything for you, you got yourself in this situation, you get yourself out.". I said that that is jus what I am trying to do. I have he money order for the July, 2013 payment, however, Nathan demands that I send it Western Union. I cannot afford that and when I told him that I will mail it in todays mail, he told me it is too late. Well the payment is already late, so sending it by mail will not hurt any.  Nahan calls me everyday, sometimes twice a day. He is rude, degrading, insulting, demanding, and harrassing. I want it stopped! I have two teenage girls that are afraid of losing their home and are very upset.  I cannot get any help for my site rent from The Woodlands, who raises the site rent every year, with no additional upgrades or services to warrent this. Yet, if you are late on a month, you will get an eviction notice to vacate the property, even though you own or are buying your home through a mortgage company. This know as adverse repossesion. They are getting away with it too. I've seen many tenants get it stuck to them by this scam, and it is heartbreaking!! They are causing undue hardships to get the homes back so they can resell them for the site rent! i have comtacted Senator george Marziarz and he is trying to work on a law in New York State to top this. Until then, we area t the mercy of this scam.

This report was posted on Ripoff Report on 08/01/2013 09:46 AM and is a permanent record located here: https://www.ripoffreport.com/reports/equity-lifestyle-properties/dallas-texas-75320/equity-lifestyle-properties-hometown-america-country-place-mortgage-the-woodlands-manu-1072068. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Ron Uselman

AUTHOR: Ron - (USA)

POSTED: Saturday, July 16, 2016

Sorry to see you was duped as well, into financing with so called Equity Lifestyle Properties, P.O. Box 202742, Dallas, TX 75320-2745, which is serviced by Country Place Mortgage, 15305 Dallas Parkway, Suite 700, Addison, Texas 75001which is affiliated division of Palm Habor Homes, Inc. (same address) their parent company, same address.

Cavco Industries, Inc. owns Palm Harbor Homes, Inc.. Cavco Industries, Inc. has done ventures with Equity Lifestyle Properties, Inc. connected to schemes to defraud consumers.

I have discovered all the Federal and State of Florida violations, Equity Lifestyle Properties, Inc. two north riverside plaza, suite 800, chicago, illinois 60606 with the conspirators companies, with willful criminal intent conspired in racketeering activity, to defraud consumers. To seek advantage to consumers assetts.

On the back of ELS statement of account, under "information collection", you will read Country Place Mortgage shares your name, address, telephone number, social sercurity number, marital status and income. Shared with affilates, others, your acccount number, account balance, payment history and parties to the transaction.

my purchase was a new manufactured home in a community park operated and maintained by Equity Lifestyle Properties, Inc., research will reveal 342 such communities nationwide, 98 of those in Florida. I discovered by search fo state records not one of the conspiring companies had the required state licenses to conduct financial transactiifestyons. it was not a mortgage but a retail installment contract, big difference but still an illegal/unlawful contract.

In my case personal information was shared with: Carefree Sales; Realty Systems, Inc.; Realty Systems-Arizona; Equity Lifestyle Properties, Inc.; Manufactured Home Communities, Inc.; MHC Coral Cay Plantation, L.L.C.; s****.>

Equity lifestyle properties employees were sales, dealer operations, finance (loan originators), lot rent agreements, utilities, operations, management, responsible for all disclosures.

In my case Equity Lifestyle Properties' dealer (state required name for mobile home dealer license) was cited July 19, 2015 for licenses violations, such as invalid or none for instance salespersons. A twenty year search thru sunbiz.org resulted in '0' licenses for financial transactions, seperate matter.

In my case searched state division of corporations, for filing and annual reports, which list officers for each corporation, very important function. You can learn and discover a lot.

November 20, 2015 discovered and all pieces fell in together for "conspiracy racketeering activity with willful criminal intent". Supreme Court declared "delayed discovery rule" by an individual, suspends the running of statute of limitations during periods of time in which the plaintiff (us) did not discover, or by the exercise of reasonable diligence, could not have discovered, the injuries that would lead to his/her causes of action against the defendant/perpetrator (ELS).

I discovered certain officers were on multiple corporation's annual reports, the process from showing, sales, to dealer, to finance, to operations, to maintenance, to utilities revealed most were officers on those corporations directing each phase of shcemes to get your name on paper and then trap you when you can not afford no more, evict you by any means, seek replevin on your home, keep all monies and your house too, through the local court system.

I Created a "cross reference chart" with individuals and corporation, discovered as many as 8 officers were on each process scheme from start to finish, conpsiracy by fraud, deception, unconscionable acts, forgetting their fiduciary duties to inflate thier portfolio to investers on the NYSE.

Officers conspired knowingly and willfully of violations from phases of sales to final. From Chicago down and by community manager echoes, "I didn't know". Pinkerton rule (pinkerton v. united states) is not a legal stance stated by court systems.

Do your research, there are multiple federal codes that come into effect since this is interstate commerce. Check out federal rico acts and your state's rico act. Federal has 10 years prior for racketeering activity, my state 5 years with general date of actions.

Paperwork is very essential, contracts, agrrements, letters, emails, statements are all essential as evidence, no matter how small. If you end up in court, watch for attorneys filing false documents, statements and affidavits.

Enterprise of conspiratiors defrauded me for $176,135 plus replevin the home and resold for $90,000+/-.

A warning to everyone if any of the companies I mentioned are on your paperwork or are named in venture, turn and run the other way. No matter which name is involved, they are all connected. 

 

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