Finger Hut Credit Line Increase Expires if you do not make a purchase. Saint Cloud MN 56395 Minnesota

Fingerhut is not a bad company. They tend to offer credit to those who might not have the best credit ratings. They send catalogs and email offers to consumers excesively. When one has reached the stated credit limit after making purchases, my experience has been that of receiving excesive email and text messages dranting credit limit increases. Messages are/seem never ending. and read as follows.

Fingerhut: Your Credit Line Increase expires on xx/xx/xxxx in text message on ones' telephone. And Emails which read:

Congratulations on your recent temporary Credit Line increase!
This increase is only temporary and it expires very soon. Hurry and shop before time runs out! To see your available credit, sign in now! 

It is my opinion that if one does not make a new purchase within a period stated by Fingerhut, They recind the credit limit increase. When a bank or company grants such an increase on products which are typically obselete and then threatens to take it back if one does not make a purchase by a defined period in time. I think that this is a form of predatory lending which makes one think they are obligated to make a new order, causing them to go deeper in debt than they may be able pay responsibly causing them to be in default. Especially with interest rates as high as 24.90% (V). and late fees of up to $37.00 if you have a late payment. The way I see this is Predatory Lending.