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Report: #1494588

Complaint Review: First American Payment Systems - Fort Worth Texas

  • Submitted:
  • Updated:
  • Reported By: Maggie — Beaverton Oregon United States
  • Author Confirmed What's this?
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  • First American Payment Systems 100 Throckmorton St. Suite 1800 Fort Worth, Texas United States

First American Payment Systems deceptive and predatory business practices with underhanded banking withdrawals Fort Worth Texas

*Consumer Comment: Kvetching Without Substance

*Author of original report: Rebutt Rebuttal!

*Consumer Comment: Substantiate Your Claims

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You give them access to your business banking information this is what you get in return:

overcharging, concealing fees, unfair terms and conditions, misrepresentations, predatory equipment lease agreements, unauthorized banking withdrawals, shadow business affiliates with access to your business accounts, hostage business "agreements", threats, sinister credit reporting, destroyed credit, constant monetary demands, unprofessional staff, shoddy eqiupment without recourse, independent contracting sales reps who can promise anything, deception, stress , heartache.

This "company" is dishonest, deceitful and predatory and can offer you nothing of value, please for the health of your own business, stay away!

This report was posted on Ripoff Report on 04/28/2020 08:25 PM and is a permanent record located here: https://www.ripoffreport.com/report/first-american-payment/fort-worth-texas-deceptive-1494588. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
2Consumer
0Employee/Owner

#3 Consumer Comment

Kvetching Without Substance

AUTHOR: coast - (United States)

POSTED: Saturday, May 02, 2020

You didn’t tell us about the overcharges. If a buyer agrees to terms and then later is dissatisfied with the cost, it is a case of buyer’s remorse, not an overcharge. If the seller charges more than the agreed amount then that constitutes an overcharge.

You continue to complain about bank withdrawals but have failed to provide any details. Did they violate the terms of the agreement?

If you expect others to take your complaint seriously then you may want to consider providing details instead of groundless whining.

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#2 Author of original report

Rebutt Rebuttal!

AUTHOR: Maggie - (United States)

POSTED: Thursday, April 30, 2020

I wasn't going to response but the tactics this "company" uses demands it. It's not a case of buyers remorse but more a case of buyers, OMG< I'm going to kill myself! Seriously!!!!

I had a brand new terminal ( several hundred dollars)if I wanted a change it would be for reduced fees. What I got were reduced fees with a rental fee for a scrap terminal for 250.00 per month!!!! Now that's excessive. And this was after promises to waive terminal fees.

"Company" sends out sales reps to canvas the area, they get paid by the sign up. They promise anything, " company claims they do not have to or are not obligated to those agreements!! You know what that means, they are not employees, they're walking boilerrooms on legs!!!!!

If I have a financial disagreement with my banking institution they put the funds back into the account and we share documentation and resolve things legally, this "company" uses a subsidiary company to backdoor a withdrawal. These cannot be disputed or refunded. This means your hard earned money is at the will of this "company"

First call I ever received from this "company" ever, was from their collection department. Second call ,a notice that my credit report was hit, that's excessive!!!!!!!

Nothing like a scam to finagle a widow losing her business, home and credit standing. It'a bad look, but a company that uses these tactics are what......BAD! It's all they know. There are an awful lot of good card processing companies, why choose a bad one!

The last 3 weeks have been h..l trying to deal with this "company". I've seen, businesses, landlords and banks all step up, but not First American. After all it's not like there's a global pandemic....oh wait!!!

Any company that uses subsidiary businesses is a red flag. Why settle your differences when you can steal them????

It's so great to reply to the hundreds of negative reviews for First American, that's job security. Looks polite, caring and professional. I really hope people don't fall for it, talk is cheap.

Boy if you sign up with First American, you better really be sure. Their contracts are airtight they don't need to provide outstanding service or value. You're not a customer or client, you're a hostage.

There are a million choices for card processing, don't do this one.

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#1 Consumer Comment

Substantiate Your Claims

AUTHOR: coast - (United States)

POSTED: Wednesday, April 29, 2020

Tell us about the overcharges. Your dissatisfaction with the contract terms and lease agreement are a case of buyer’s remorse. What was misrepresented? Tell us about the unauthorized bank withdrawals. Did they violate the terms of the agreement?

Perhaps you will provide specific info to support your claims.

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