Complaint Review: First Premier Bank
First Premier Bank Posted a late payment on credit report even when account was paid in full nationwide
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I used to have First premier credit card for over 10 years, when I asked them to wave the $7 monthly charge they refused to do so, I then asked for the account to be closed and I had the balance paid in full as it appeared on my online statement.
After a few monthes I received a notice stating that I owed them $9 on my account, I paid the amount in full then, enen though I had never received a notice of any kind before that, they still posted a negative late payment on my credit report which brought down my credit score over 50 points therefor I wasn't able to buy house because of that, I don't think that was fair at all.
I am still fighting this with the credit reporting agencies, but it's not easy dealing with them either.
This report was posted on Ripoff Report on 01/19/2015 10:03 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-premier-bank/internet/first-premier-bank-posted-a-late-payment-on-credit-report-even-when-account-was-paid-in-f-1202675. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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