First Premier Bank, Sioux FallsFirst Premier Bank Issued Credit Card with out my authorization Sioux Falls South Dakota

I received an offer in the mail to apply for a credit card, so I went to the website and filled in the information. At that time I did not know the terms of the credit limit, interest rate ect. so I thought I would be informed of this before being offered the credit. That did not happen at all, next thing I know is I get a bill in the mail for $179.00 and a credit limit of $200. I never accepted these terms. Later in the week, I actually get the credit card and a statement saying it is active.

Suspicious of all this I try to locate a contact number on all of the papers and to no surprise there is only one that leads to automation hell. I Google the company and find another number. I call it and the first representative wants my personal information before they can do anything. I told her the CC number and let her know that I did no accept this card and wish for them to take it back and delete me from their system. Well, her response is she cant do that without verifying all of my personal info. I was advised by my attorney to no give them any info for they have committed fraud already and me doing so could only make things worse. I tried to call back and talk with someone else 4 times to no avail. I finally got transferred to a fraud hot line where I left a voice mail. I have yet to resolve this and will keep you posted.

Word to the wise, do not apply for credit with this bank, you will not know the terms, you will be billed an exhorbinant amount and so far, as I am seeing you can not cancel the account.

I will update if I get more info

Sickofscamsflorida
Naples, Florida
U.S.A.