FirstSource Advantage are scam artists Amherst New York

So I got a call from FirstSource Advantage one day that my credit card account had been sent to them for collection of a 200 dollar bill I hadnt been able to pay due to some personal issues(pregnancy and losing my job because of it). So I started telling them how I couldnt pay at that time....They threatened me a few times that if I didnt pay charges would be pressed and I would go to jail. Knowing that that was just a hoax and a scare tactic I began looking for a job just to get them off of my back! So I finally found a job...I was only hired to work like 6 hours a week cleaning a furniture store. So I called them back and had the money to pay the offer that they gave me (55 dollars a month for 3 months and then I would be done) Well he also said he would check up every month to make sure I had the money in my bank account for him to take out...Well the first month I gave them my account number and authorized a check for SEPTEMBER only.....So they got that money out which I authorized....Then October 30th 2008 he called me and asked if I was going to have the money....I specifically told him NO but I would have the amount by the end of november to pay for two months and then I could be done paying! He said okay and that was the end of that....Then he called again later that day and said so...You are NOT authorizing this months payment and I said that is correct...Well yesterday I went to get a few dollars for gas to go to work from the atm and what do ya know I have negative 37.48 in my account so I went to the bank and got a bank statement....the 55 dollar check was sent through and I had insufficient funds so I guess the bank stopped payment and he tried to send it through 3 times after they stopped payments...I however could only get the return fee back onto my account because I hadnt authorized it! So If you ever get a phone call from them run the other direction or ask for a different collection agency!

Brokebecauseoffsa
Monmouth, Illinois
U.S.A.