Complaint Review: Keybank - Nationwide
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- Author Not Confirmed
- Keybank Nationwide USA
- Phone: 18005392968
- Web: Keybank.com
- Category: Miscellaneous Companies
Keybank Overdraft Rip Off Nationwide
*Consumer Suggestion: Understand your pain
*Author of original report: Screw you, it's a RIP OFF
*Consumer Comment: You were not ripped off
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I have been dealing with key bank for the past 3 years and I absolutely HATE them. They are complete rip offs, they place charges where they feel instead of the order of the charge so you'll end up over drafting your account. The last straw was when they charged a $38.50 overdraft fee, plus bounced the check, because my account was missing .8 cents. Now granted I didn't know that my account was short by .8 cents, but now having to pay Keybank $38.50 plus having to pay the company a fee for Keybank not authorizing the payment is a bit ridiculous for .8 cents. Especially since I have direct deposit via Keybank, so they were certain to get their mesley little .8 cents back. I have to change banks but now I think that all banks are rip offs and I would rather not deal. I'd rather pay for money orders instead of giving another bank any more of my money. I'm struggling as it is I don't need this additional stress.
This report was posted on Ripoff Report on 06/03/2015 05:03 AM and is a permanent record located here: https://www.ripoffreport.com/reports/keybank/nationwide/keybank-overdraft-rip-off-nationwide-1233134. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Suggestion
Understand your pain
AUTHOR: Jacqueline - (United States)
SUBMITTED: Tuesday, July 31, 2018
Doing the same thing to me. Every case is different but my card was used at something I never heard of and if you call the number beside the transaction - it says invalid number. Report it to FTC, credit bureau, and go to the media.
#2 Author of original report
Screw you, it's a RIP OFF
AUTHOR: - ()
SUBMITTED: Wednesday, June 03, 2015
I don't care how you put it, "poor book keeping" whatever. $38.50 for .8 cents is a RIP OFF, and by your response so are you. If the funds aren't there then don't pay it, but to charge an outrageous amount of $38.50 for an amount so petty is a RIP OFF. It wasn't $50 short it wasn't even a $1 it was .8 freaking cents.
#1 Consumer Comment
You were not ripped off
AUTHOR: coast - (USA)
SUBMITTED: Wednesday, June 03, 2015
If the funds are available when you authorize debits and withdrawals then it doesn’t matter what order they process the transactions.
“Especially since I have direct deposit via Keybank, so they were certain to get their mesley little .8 cents back.”
Banks don’t process deposits before they are received.
It appears you do not maintain a current check register. Your poor bookkeeping is totally your fault; therefore, you were not ripped off.
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