Lease Finance Group CIT ripoff misrepresented terms of the lease Chiago Illinois

I think this company is wrong about trying to do business by having people sign these Non-Cancellable Leases, I am assuming they want this in order to have us tied up, obligated to pay until the end of the term.

I blame a credit card processing company, who I reported to the Better Business Bureau in April 2004 for false advertising.

This company offered a free website with merchant account and in the need of trying to avoid paying a high cost for a website, I agreed to sign a contract with them. Ofcourse this is where Lease Finance Group comes into the picture.

I was concerned about the non-cancellable lease, but I thought that this lease was from this merchant company, not from CIT. So when it came time for me to get my "free website" to my surprise these people were no where to be found, not even the Managers would return my phone calls. So this is when I proceeded to cancel the account and of course disputed the cancellation fee, since they did not give me what they had offered.

I thought that my problems were over and I was going to send the terminal back, when I get this letter from CIT telling me that they are the ones financing the terminal and of course this was non-cancellable.

I have not paid them in 3 months, and yes the phones calls at the beginning where horrible, they called every 30 min, it came to the point where I had to change my ring tone on my mobile in order for me to know when the would call and ignore them.

The point of my story is, how did you get these people to agree for you to give up the terminal? Even though you returned it, they kept on collecting? What problems has this caused you? Did they only charge-off the account and ruined your credit? Did they try to come after any equity under your name?

I would really appreciate any information you can give me. To this point I don't care about my credit anymore, I just want them to get this equipment back and for them to leave me alone.

Thanks,