Loan depot Roy from loandepot lie to me, he told me that if for what ever reason I didn't qualify for my loan loandepot would refund my appraisal but that was not true he lie. Foothill ranch California

 In the month of feb, I apply online for refinance, the next day I had a lot of calls from driffren loan agencies, one of them was LoanDepot I talk to a guy name Roy, From loandepot, he told me he was the lender and that he could help me to lower my mortgage payment by refinancing the house, I told him that I rather talk to Somebody face to face and he told me that he was the lender, not the middle guy, and that he was the one to approve my loan, so I believe him so we talk I gave him my information And I fax everything that he need it, so he gave me a price for my new loan mortgage which it was 1550 a month, a few days later he told me everything was good and that I needed to get my house appraisal, I said to him why don't we wait until I get approved, he said no don't worried if u don't get approved we will get you a refund for your appraisal

A week later the appraisal Came in just 3,000 short so he told me that the mortgage payment now was 1675 so I said ok that's fine, two weeks later we talk again now he told me that I didn't qualify, that I need to put my wife on the loan to qualify and that my mortgage payment now was 1743 and that it was a FHA loan, I told him that I all really had a FHA loan why would I wanted to continue to have a FHA loan, so I told him to stop and to give me my money back, from the appraisal and he told me that loandepot doesn't give a refund for the appraisal, so I lost my 495 for the appraisal and loandepot didn't help me to refinance my loan, he lie to me all the time he wanted me to put down out of my pocket 7,000 dollars he even ask me for my bank account, that's when I said stop stop, I have call him and send him email but he doesn't respond, loandepot stop ripping people off.