Majestic Visa Ripoff Never reported old account as paid ripoff Atlanta And Columbus Georgia

I received the Majestic Visa offer and have been using this card for about 6 months now. I received the card as an answer to an old debt that may have been fingerhut. My credit is fairly poor so it could be any number of things. Anyway, I am very satisfied with the company so far.

The only thing that disappoints me is not having a site where I can view and pay my bill. That's how I found this by searching to see if they have anything like that. Anyway they have done good credit reporting every month so far, in fact I just pulled my free annual credit report again, and just raised my credit limit like they promised.

I am grateful for the oppurtunity they gave me and appreciate them helping someone like me rebuild my credit. One other thing, I called recently to make a payment and they did try to charge me the same $15 charge. I told them that I never pay that when I use the automated system and they immediately waived it. That's no different than any other credit card. I know because my girlfriend has several and they always attempt to do that when she calls in a payment. She just points out that she never pays that and they always waive it.

Anyhow, I suggest you give them a shot. Even if you pay a couple extra bucks for things like phone payments it will be well worth the return on your credit.