Midland Funding Ruben And Roffman Dishonest ,1st consumers nat'l bk , uses by any means necessary is the debt even valid??? Islandia New York

On June 26, 2007 I discovered I my checking and savings account was frozen, upon contacting the bank I was told it was Midland funding. the next business day I call the people freezing me out of my account and they say it is First consumers National Bank. according to them I received a certified letter and it was signed for however upon ms. medoza giving me the name and description of the person. no person exist in my home and I never received any correspondence regarding this debt. She explained the account was allegedly opened dec 12, 2000 and charged off july 2001.

I have requested proof of all documents and purchases including payments. I was told she had to wait to receive them from the creditor. This law office ruben and Roffman never served me and all their correspondence seems to have been in my maiden name. However I am unemployed with 4 children and they want to take all my $1,200.00 out of my account. based on heresay no evidence.

what is the world coming to. they said this was a mastercard account. In addition I filed bankruptcy in july of 2000.

Lavern
bronx, New York
U.S.A.