NORTH SHORE AGENCY PAY FOR SUBSCRIPTION TO ARCHAEOLOGY MAGAZINE OR BE TURNED OVER TO A COLLECTION AGENCY. MELVILLE New York

My wife was very upset when she received the letter from North Shore Agency regarding her subscription to Archaeology Magazine.  Although we enjoyed the magazine, it cost $23.95 a year and we had decided not to renew it. 

The letter used many threatening terms and phrases such as "collection agency," "opportunity to settle this account," "attempt to collect a debt," "before further collection activity becomes necessary."

Although we realize that this is a scam, in the back of our minds we we wonder if some of North Shore's threats could be carried out and would our credit rating be damaged if they notify the three credit reporting agencies.

Metairie, Louisiana