Openroad Lending Highly Deceptive Company- Seems to be Phishing for Your Info Internet

Well I've seen this company on here several times, and all the previous reports are 100â„… legitimate-this company is entirely illegitimate. I, like many others, received an offer in the mail stating I could lower my current auto loan payment. Of course it caught my attention. First place I went was right here to Ripoffreport.com to check them out.

The consensus seems to be this company participates in either bait and switch or simply phishing for your info the old fashioned way. In any case, no one is going to be getting a good deal from these crooks. Sure they probably offer a real loan for every several thousand applicant (they have to look halfway legitame lest the IRS check em out). 

Back to my story. I applied. They denied my application. They completely fabricated a credit score (545 Experian? I just checked my score before applying... 626? Huh... Credit sure drops fast- 81 points within 10 minutes). So curious to see whom they're going to sell my information to. 

I urge anyone who gets one of their BS letters in the mail to do the right thing: shredder or incinerator. (Good kindle for those summer bonfires).