OpenRoad Lending WASTE OF TIME!!! North Richland Hills Texas

The only way to modify a loan agreement is to either work with the original lender and get a written modification to the contract or refinance with another lender. Most, if not all, of the auto lenders will NOT modify their loan with you under any circumstance.

The way to pay a lower payment is to reduce your interest rate or pay it over a longer period of time (which is not a good idea). In order to do either (reduce rate or extend time) you have to refinance with another lender. 

Any solitation you get in the mail or phone or online to modify your current loans both secured and unsecured is a scam. Don't do it.

By the way, I take issue with your last statement: "...I guess car dealerships aren't so sleezy...just the finance companies."

Both car dealership sales reps and the representatives for financing (F&I person) are sleezy. The fact that you got another sleezy invitation to modify your loan doesn't absolve the car dealerships from their own sleezy tactics!

Hello – thank you for your feedback, and thank you for your response to the letter that we mailed you. We would like to speak with you to answer any questions you might have about the offer. At your earliest convenience, please call me. My name is Chris Goodman and my number is (972) 215-0561. I will be able to explain the response and answer your questions. Thanks again for the feedback.