payday loan protection Officer John Smith "bogus name" This man who claims to be Officer John Smith "common name" he is a foreign man. I believe he works inside the chase bank. this is an inside scam inside the chase bank.. He claim I took out a loan a ohio, Ohio

Janet,

You obviously have at least 2 separate issues here.

The guy calling you has absolutely nothing to do with the $30 that has been taken from your account, and neither have anything to do with Chase Bank, GUARANTEED.

The first issue of this raghead calling you is a common scam, and is due to a large number of payday loan customer's info that was stolen 1-2 years ago online.

This jerk is not even in the United States. They are using a "spoofed" number and are calling via the internet from a cubicle in Afghanistan or Iran.

The second issue regarding the $30 taken from your account was probably from "EZ Loan Protection", right? Or something similar?

This is due to you applying for payday loans online. They stole your information. Your identity is at risk, as are all of the funds in your account.

NEVER give your bank account info or any personal info to anyone online or over the phone! NEVER do this. Doing so is just plain stupid.

Stay away from "payday loans" and you will be OK.

Dispute the $30 in writing with your bank.

Then close the account and open a new one at another bank, as you have been compromised. Even if you open a different account with Chase, they can still hit it. You MUST change banks.

Use some common sense. That's all it takes.

The "Callers" are using a telephone relay so they can't be traced, an the scam is to scare you into "Repaying" a loan that never existed.

As this uses Pakistani accented "American" Officers it's a plain fraud.

These assholes are very superstitious so get even, next time they call tell them that you've paid a witch to put a death hex on whoever holds that particular telephone(Be creative, they're morons) and you'll die a horrible death inside a week.

Watch how fast they disconnect.