Pioneer Credit Recovery Inc Navient Tax scam and lack of counselling moorestown New Jersey

Have you seen or experienced any collections agency who do not want to collect the debt ASAP? Thanks to PCR they opened my senses and made me believe they just work to screw up happiness of honest and innocent people by having conversations and delaying tactics and recommending State of NJ to issue certificate of debt (or death for a businessmen) on citizens without even having a review or hearing or trail. Have you seen or heard of any judgment in any country (even in a barbaric) made without having a two way communication, plea or review or hearing or trail. Welcome to NJ Pioneer credit recovery.    

Sometimes you wonder whether you are living in a worlds best country or not. Thanks to companies like Pioneer Credit Recovery (PCR) they make you feel you are in a white collar scam country. They claim to be nation's leading debt collection company but cant even follow the basic guidelines given by State of NJ and provide them to debtors. PCR may be dealing with 1000's of borrowers every day and the staff they hire in key collection roles cant even inform you about your rights or how to stop the collections COD process and its schedule upfront. They mislead not giving debtors a payment plan or even lie so that you miss paying ontime, so that they get paid hefty bonuses. They will make sure you dont understand or cant see process steps what is going on until negative listing appears in your credit report.

Next time when you hear of this Pioneer credit Recovery company just ask representative what needs to be done today to stop collections COD judgment process and sign up to it on first call itself and get wriiten confirmation of it with a negotiated lower payment amount removing all penalties and fees.