RPM Collections ripoff Illegal business practices in washington state Bothell Washington

Marc,

I never once told anyone not to pay their debts. I challenge you to find one rebuttal that says that.

What I have said many times is to NEVER pay a third party debt collector. Big difference here. Most of these involve very old, charged off AND sold debts, mostly past SOL for collections. Paying them does not benefit the debtor in any way, nor does it benefit the original creditor who lost the money. The only one to benefit is and INVESTOR commonly known as a JUNK DEBT BUYER who bought the debt for pennies or less on the dollar.

This IS what I have stated. So, therefore, if there is no reason to pay these third party debt collectors/debt buyers, there would be no reason to speak with them as their only objective and only acceptable outcome of such conversation is to get a payment, right? Therefore there is no reason for conversation because no payment is going to be made.

Debt buyers are investors and are entitled to nothing.

Furthermore, bad debt in itself is a result of PREDATORY and IRRESPONSIBLE lending. If creditors would practice responsible lending, they would not have to worry about so much bad deb, right?

Responsibility goes both ways. And as far as higher costs for everyone, that is BS. If everyone paid there debts, we would still pay the same, as they would just find another reason to gouge us.

This is what big business does.

I see you all over the board telling people to not talk to collectors, don't pay their bills, etc. Do you ever hear of the outcome of any of these cases, good or bad? Do people actually heed your advice to not pay their debts? I'm not trying to start a fight with you, it's just that from reading your many posts it encourages deadbeats to continue to be deadbeats. These people have already made bad choices by skipping on paying debts, ripping off businesses, causing higher prices for the rest of us, don't you think you're doing harm in the long run?

Do I just call the police department in bothell and say..."I want to file charges against this company for stealing my money."

Matthew,

Forget the BBB! They are absolutely powerless to do anything. They have no legal authority at all. They are not a government agency, they are a for profit business. Why would they penalize someone who is paying huge membership fees? The whole thing is a scam.

Do as I said. File criminal charges on them for taking funds from your account without your permission. This is a crime.

A lawyer will cost you at least $1000 including court costs which you will need up front.

Well I had talked to a gal last week named Jamie who agreed to give me a refund for the money they took out that was unathorized. She said it would take 72 hours. However, after 72 hours the money was still not there. I called in on friday and they said that the accounting people arent in on friday so i'd have to call Jamie again on sunday.

Sunday I called jamie and we went round and round till she talked to her boss and president of the company Bob Polus. She gave me his cell phone number. I called him about 10 times till he answered his phone.

Basically what it came down to is that he said since I complained to the BBB he decided to put my account on hold and that there is no way in hell he would refund my money. Then we got into an arguement and I gave up. I told him my lawyer would call him.

So any lawyers here want to take the case? I want this guy and his company to pay for what they did. My sister has a friend who is a lawyer with a lot of experience with collection agency's but I havent heard back with his contact info yet. They have $257 of my money and wont give it back.

Mathew,

Under FEDERAL LAW, the calls could have been stopped with a CEASE COMMUNICATION request sent by certified mail, return reciept requested.

Forget the BBB. They are absolutely powerless as they have no authority to do anything. They are a totally useless and corrupt organization.

Also file a complaint at FTC.gov, as the number of complaints brings enforcement.

You can also sue them for damages.

NEVER speak to ANY collector over the phone, and NEVER, NEVER, NEVER give them your banking information! This is ALWAYS a mistake, as you already found out.

File a dispute with your bank and just tell them that you never authorized these funds to be taken from your account. Then file a larceny charge against them too. I bet they find the tapes then.

After reading many many complaints on this site I think I have found the person or persons responsible for calling my cell phone and hanging up 20 times a day. After giving RPM my cell phone number I started getting numberous private name calls on my cell phone daily. Nobody else who has my cell phone number would do that. I dont understand. I guess I should have investigated this company before I decided to give them my information.