Rubin & Rothman are extortionists, without honor or shame. ripoff Islandia New York

If a creditor freezes your bank account, they must have a court order and they must mail you a notice of your rights to appear in court and contest the freeze

there are some exemptions which are different from state to state:
but one is child support or maintenance needed for support of you or family

The courts would not have you and your family living out on the street, because you can't pay your rent because of this freeze

why didn't you when the freeze was lifted, leave a min. acount of money in this account and open an account at another bank or use cash and money orders until you get this fixed

you have a right to appear in court over this and from what your saying this attorney is abusing the system,

creditors can't take money or freeze your account because there is a restraining notice against your account the creditor MUST get a turnover order from a judge and to keep putting a freeze on your account, just because he's got a wild hair up his A$$. isn't allowed without cause,

its never to late to file a complaint with the NY bar,

you should contact legal aid in new york
if you have an agreement and it is written, and they are freezeing your account, before any payments are due, just to get the money or make sure they get there money, then i would let the judge know that entered the judgement and he should put a stop to this

Distraught,



I hate to see what you went through, but it happens to many people. I can't see how they froze your account without getting a judgement against you. I would get copies of everything they used to "freeze" your account. They may be liable for damages to you.



And, I would certainly file a Bar association complaint aginst them for this obvious and blatant unethical behavior.



You mentioned that the "debt" was for an old credit card account. How old was it? What was the date of charge off? It may have been uncollectable due to SOL before you started paying these freaks.



This is why you should never speak to or respond to any third party debt collector. it will never do anything positive for you, and will almost always make things worse, as you have found out.



Ignore everything but the summons, then hammer them on validation. Just because they sue, does not mean they will ever see a dime!



I'm living proof of that.



Good luck.

It took two horrible days, but this was resolved ... with considerable pain.



First of all, Rubin & Rothman claimed they froze the account because of a late payment the previous month -- AND YET THEY LIFTED THE FREEZE IN EXCHANGE FOR EARLY PAYMENT ON THE DECEMBER INSTALLMENT!



It was a shakedown, pure and simple, in a month when some people miss payments due to holiday expenses. I am convinced Rubin & Rothman froze our account to ensure they would receive their December payment a week in advance.



When we discovered the frozen account, we contacted Rubin & rothman and learned that the account would be lifted if we made the December payment right away. We did so, but Rubin & Rothman did nothing ... my wife made eight phone calls that day and the next to Rubin & Rothman, asking them to send notice to our bank to unfreeze the account, but Rubin & Rothman would not return our phone calls, nor would they call the bank.



Finally, two days after we made a payment, they sent a notice to the bank, which immediately unfroze our account. Unfortunately, because Rubin & Rothman dragged its feet, one check for $16.83 to a local pharmacy came to the bank and automatically had to be returned ... meaning another two days for me to run around and make arrangements to cover the amount while trying to clean up our credit with the pharmacy.



I figure I'll be clear of Rubin & Rothman in three months, and it will be a relief beyond measure. After that point, I will do everything in my power to make sure this evil business is called to account for its actions.