S.A.R & Associates Danny Jackson Scam Loan with Loan Shop Online LTS Management!!! Ft.Lauderdale Florida

I received a letter today, November 20, 2015 that was dated November 12, 2015 stating that my defaulted account was recently turned over to S.A.R & Associates; and it was now active in their internal Civil Procedures Department.  The letter also states that several attempts to resolve the outstanding balance of $958.00 have been ignored and it it is imperative that I resolve the matter immediately. 

Supposedly by sending the letter S.A.R & Associates was offering me an oppoortunity to enroll in an affordable discounted repayment plan to resolve the outstanding blanace.  Enrolling in the program would avoid further civil action from taking place against me and would stop any future negative reporting to my credit report.

I was told to call them at 866-408-3383 to avoid further action from taking place against me.  If the matter was not resolved they reserved the right to commence legal proceedings to recover the outstanding balance without further notice to me.  They are open Monday - Friday 9:00 AM to 10:00 PM and Saturday from 10:00 AM to 10:00 PM EST.

I did in fact call 866-408-3383 and with some by the name of Danny Jackson.  Danny was very rude and unprofessional when I asked him the routing number and account number that he supposedly had on file.  He would only give me the routing number stating that I didn't need the account number I could just go the bank and get a copy of my statement and fax it too him. He also stated that he would grant me an extension to fax my bank statement over to him by tomorrow.  Of course, Danny doesn't know that I'm very leary of companies like him because I've had this happen to me in the past so I continue to ask more questions and he continues to tell me that we are on a recorded line and that if I don't pay or fax over my statement that legal action would be taken.  Supposedly, I took out a loan online for $450 and it was deposited into my bank account on June 26, 2012.  The original loan amount on the letter sent by S.A.R states $950.00 not $450.  So another goes off besides the fact that I knew that I had never heard of or taken any loan out with a company called LTS Management.  This information is relayed to Danny and he insists that he hears it all the time; people tell them that they never had a loan and they end up lying.  And he still insists on getting my bank statement.  So by that time, I was frustrated and hung up.