SAR & ASSOCIATES Threatened civil action PLANTATION Florida

 I received a letter from SAR & Associates with a claim of an online payday loan in the amount of $1450.00. It stated that i had 30 days to respond or face legal action. The loan supposedly was issued by LTS MANAGEMENT in 2012. They also followed up with threatening phone calls. I didn't have any online loans and became suspicious because i have already been contacted by another fake payday loan debt.

I researched online to find is a defunked company as of 2013 and the SAR group was listed as a scam company. There is no way that everyone has the same debt at the same time . I also don't deal with online loans. Another telltale sign is the postage on the envelope. This letter was sent to me bulk rate, the same postage used for sales papers. They were unable to provide proof of the actual debt and said i needed to prove it wasn't my debt.