Sar & Associates The company sent me a threatening lawsuit letter stating I owe them 1450 and was unable to provide me detailed information. They said it was from 2012 and they are giving me until Monday at 5 p to provide proof from my bank to the contrary. They said they represent LTS who is out of business and there are not phone numbers of LTS or Loan Shop to call to verify. I am leary because my information was stolen. Going to have to somehow pursue it on Monday. Plantation Florida

The letter, which was dated on October 15, 2015, wasn't received till November 4, 2015. First mark of scam, FDCPA requires letters be sent the same day as the letter dating them or immediately thereafter. Obviously, they were trying to screw me over with their 30-day deadline. But I got a letter back in their hands by November 9, certified. 

They also claimed an alleged balance of $1,450, which I found oddly exact and quite hilarious. They threatened legal action in my letter to. So in my letter I basically said, never got a letter from you, never got a call from you that was FDCPA compliant (identify business, identify as debt collector, state Debtor's Miranda, etc.) nor a letter. Now take note, I once temped for 6 months at a creditor's law firm (NEVER AGAIN BTW) and learned that all these things were required. I cited to the Colorado Statutes that stated they had to be "Registered as a Debt Collector" and their client "Did not have a lending license as a 'payday loan company.'" 

Now to be clear, I do not owe them money nor have I borrowed on a payday loan, too dangerous. But I was a victim of Identity Theft a number of years ago after my car was broken into and stolen. Needless to say, here is what happens. 

Continuing on, I basically said, I dispute the validity of the debt and the responsiblity of the debt and asked for validation of the debt within 30 days of receipt of my letter. Here I am today, sitting at work, and bam my phone rings and they leave a message. They identified themselves, but not as a debt collector, nor debtor's miranda, nothing. I am not answering the phone under I receive the validation, and even then, I am turning over this information to the Colorado Attorney General's office for handling. 

i got a past due for $1450 also. AMAZING.
 usually i just get phone calls but this co. of thieves is really stepping up the game, sending me a lettter!!

I recived this ver same letter yesterday..

Kind of funny how everyone owes 1,450.00

I looked up the address that is on the letter

and it shows on Google this building is up for lease.

Have no clue who LTS Management is.

And how the heck did they get the last 4 of my Social Security number.

I don't owe any debts.

I am definately filing with the consumer protection agency..

 Apparently a few hundred...or thousand...people got the same generic letter telling us we all owe them $1450.00. I'll be filing complaints with the appropriate agencies tomorrow along with a copy of the letter. These people pray on the week. The company is owned by a Damien Alvarez out of Doral, Fl. His name comes up under several businesses. Report the company and him. This is a total scam and I thank god I have credit monitoring.

Hello Anne,

I saw your post on ripoff report. I am a reporter in NYC looking into collection agencies and project management firms. I have seen many complaints about this company. I'm interested in hearing more. 

Respond to this message if you have time over the next few days, and wish to speak!

Best,

Sarah