State Farm Insurance State Farm Reconsideration DepartmentRe: Cancellation of ALL State Farm policies as of December 31, 214. I understand that I will be refunded the amount paid for the year 2015.Dear Sirs:The result of State Farm agreeing to pay Mr. Miramontes $1,99 State Farm Insurance settles phony claims rather than defend their customers. Their Reconsideration Department is useless. Bakersfield, California

Re:  Cancellation of ALL State Farm policies as of December 31, 214.  I understand that I will be refunded the amount paid for the year 2015.

Dear Sirs:

The result of State Farm agreeing to pay Mr. Miramontes $1,995 for a bodily injury claim involving a paint scrape, was the loss of my Good Driver Discount. 

My experience with State Farm has been a learning experience.  I have sat on the phone a total of half an hour, on two occasions waiting to reach State Farm’s Claims Department.   State Farm’s Reconsideration Department was unable to answer my questions or keep me informed of the process. 

The only feedback I received was the statement after the fact:  “…we reviewed his medical records and bills in detail.  The documentation showed services related to the date of loss and associated with the auto accident.”   This from a paint scratch with three other people in the car and no one was aware that any contact with another automobile had occurred?

And most distressing was State Farm’s statement:  “Although you did not indicate you were disputing the liability decision”.   Then why did I file a reconsideration to contest bodily injury?   Of course  I am disputing this claim as I am not liable for BODILY INJURY over a paint scratch. 

Effective December 31, 2014, please cancel policy #226 xx55 for my three automobiles effective December 31, 2014,  and please cancel policy #87-xx-7 for residence and policy #90-xx-8 for my rental property. 

If you need any additional information in order to cancel all of my policies with State Farm, an insurance carrier I no longer trust, please contact me.