Complaint Review: TD Bank
- TD Bank
- Category: Banks
TD Bank Racketeering the legal way Jacksonville Florida
*Consumer Comment: Keeping a ledger/register for a debit card is NOT unrealistic
*Consumer Comment: To Answer Your Question
*Consumer Comment: You Got Me...
*Author of original report: Excuses for incompetence
*Consumer Comment: So true
*Consumer Comment: A better lesson
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TD unbenounced to me keeps incorrect records of available balances with the intention of charging overdraft fees. My problem started with a refund on the 23rd that didnt post til the 25th made with a debit card. Of course the money is in there because I was informed the money was refunded so i used my card. When oh looky looky its an overdraft fee. Ok thats fine. Its wrong to post a deposit last and charges first but somehow its legal no matter which one occurred first. I bought a cell phone on the 3rd with my debit card and used my pin to purchase and had roughly 3,200 in my account. About the 10th I read all transactions to my daughter to teach her how fast money goes. It was on the page. Eventually my funds dwindled and was down to $25 by the 22nd and then suddenly on the 25th when the refund of $304 was put back into my account suddenly the cell phone charge appeared again. It wasnt a second charge but had already been paid. [continued below]....
This report was posted on Ripoff Report on 05/31/2017 04:28 PM and is a permanent record located here: https://www.ripoffreport.com/reports/td-bank/jacksonville-florida/td-bank-racketeering-the-legal-way-jacksonville-florida-1376395. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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