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Report: #899568

Complaint Review: Triad Financial Corp - Huntington Beach California

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  • Reported By: LenD — Calvert City Kentucky United States of America
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  • Triad Financial Corp 7711 Center Ave, #100 Huntington Beach, California United States of America

Triad Financial Corp Triad refused to correct $ Amt on Form1099-C/Cancellation of Debt reported to IRS- Huntington Beach, California

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I have had nothing but nightmares dealing with the Accts Payable Dept. I had an auto loan with them that I wanted to pay-off due to loss of employment. Spoke with one of their cust. service associates requesting a payoff amt. They informed me that it would be bal. of loan in amt. of $9,201.29. I informed them that I had $8,500.00 and would they accept this amt. for payoff less interest. They accepted this amt. without informing me that the difference of $701.29 would be reported as "cancellation of debt" to credit reporting agencies! To my surprise when I applied for a small loan this was on my credit reports! Was told this was just about as damaging as a repossession.

 

This was done back in 2006 and I thought it was done. In 2007 I had received a copy of a 2005 Form 1099-C "Cancellation of Debt" for the amt. of $9,201.29 reported to IRS. Made several attempts to contact someone to correct this but their response was that is correct amt.

 

Shortly afterwards I receive notice from IRS they were taking action against me for not reporting this on my 2005 Return as non-taxable income! Immediatly contacted IRS Agent,sent copies to verify amt that Triad had received as pymnt. I am now having to pay tax on $9,201.29 plus penalties because Triad will not fix their mistake. After 5yrs have no idea if/when I will ever get this paid!! Don't know who to contact or where to go for help!

This report was posted on Ripoff Report on 06/19/2012 02:24 AM and is a permanent record located here: https://www.ripoffreport.com/reports/triad-financial-corp/huntington-beach-california-92647/triad-financial-corp-triad-refused-to-correct-amt-on-form1099-ccancellation-of-debt-re-899568. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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