Complaint Review: Triad Financial - Huntington Beach California
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- Author Confirmed
- Triad Financial 7711 Center Ave Suite 100 Huntington Beach, California U.S.A.
- Phone:
- Web:
- Category: Loans
Triad Financial Owe more then I borrowed?? Huntington Beach California
*Consumer Comment: Correction
*Consumer Comment: You almost answered your own question
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Hi I have a question I just got a 8000 $ loan from triad (roadloans) at 21.29 percent interest I made my first payment 2 weeks early I paid a extra 52 dollors to pay off the balance early. I looked today and online it says I owe 8021.62. I just mailed my second payment in also 2 weeks early and 50 more then the balance. Why would my balnce be more then what I took out if I paid extra ? Also I called triad they said they had the extra money but didn't apply it to the principal. I asked what they were doing with it and they said nothing they asked if I wanted it to be applied.. What why would I send in extra... They said every time I send in extra I should write it on there or call them.. Again anyone no why my balance would be more??
Thanks
Mnguy
Rochester, Minnesota
U.S.A.
This report was posted on Ripoff Report on 01/16/2008 05:51 PM and is a permanent record located here: https://www.ripoffreport.com/reports/triad-financial/huntington-beach-california-92647/triad-financial-owe-more-then-i-borrowed-huntington-beach-california-300696. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
Correction
AUTHOR: Faron - (U.S.A.)
SUBMITTED: Wednesday, January 16, 2008
It's about $1,700 interest a year which is almost $150. However, looking over some of the reports on this company indicates they have a lousy track record of posting payments. You may want to file a complaint with the Attorney General on this dog.
#1 Consumer Comment
You almost answered your own question
AUTHOR: Faron - (U.S.A.)
SUBMITTED: Wednesday, January 16, 2008
You said they were holding the extra payments (which is stupid on their part, but they are doing it to drive your interest up playing like they are dumb). More than likely, your normal payments are almost what your interest are per month. Interest is around $1,300 a year on $8,000 principal, so the interest is around $108 and would gradually go down if you're making normal payments. You did tell them to apply the extra payments you already made to the principal, I hope?
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