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Report: #428755

Complaint Review: United Collections Bureau, Inc. - "Agent" David Carnes - Toledo Ohio

  • Submitted:
  • Updated:
  • Reported By: Box Elder South Dakota
  • Author Confirmed What's this?
  • Why?
  • United Collections Bureau, Inc. - "Agent" David Carnes 5620 Southwyck Blvd., Ste. 206. Toledo, Ohio U.S.A.

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On both February 17 and February 18, 2009, this "Agent" David Carnes was on my home answering machine leaving a message for a person not at this number to return the call. I called the 800 number Agent Carnes left several times only to get a recording "UBC, please stay on line, etc." The use of the word "Agent" in his message is a clear and direct violation of the Fair Debt Collection Practices Act (FDCPA), since it implies he is with a law enforcement agency, though it turns out he is a telephone bill collector.

Complaints have been filed with the Ohio Attorney General, the Federal Trade Commission and the American Collector's Association in Minneapolis, MN concerning this FDCPA violation. Will update this report when those parties advise of any action they have taken in this matter.

dave
Box Elder, South Dakota
U.S.A.

This report was posted on Ripoff Report on 02/26/2009 01:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/united-collections-bureau-inc-agent-david-carnes/toledo-ohio-43614-1501/united-collections-bureau-inc-agent-david-carnes-fdcpa-violation-deceptive-practic-428755. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Suggestion

How to Defend Yourself Against these People

AUTHOR: Collectionstopper - (U.S.A.)

POSTED: Tuesday, March 03, 2009

I been working in the FDCPA for many years, trying to stop collection companies like this and creditor lawsuits. I am not an attorney nor can I give you legal advice. If you like I can show you how to stop these collector calls, which they always will call and break the law. Then file a small claims suit against the debt collector for FDCPA getting you a judgment against them. Which can possibly lead to delation of the debt owed.

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#2 Consumer Suggestion

How to Defend Yourself Against these People

AUTHOR: Collectionstopper - (U.S.A.)

POSTED: Tuesday, March 03, 2009

I been working in the FDCPA for many years, trying to stop collection companies like this and creditor lawsuits. I am not an attorney nor can I give you legal advice. If you like I can show you how to stop these collector calls, which they always will call and break the law. Then file a small claims suit against the debt collector for FDCPA getting you a judgment against them. Which can possibly lead to delation of the debt owed.

Respond to this report!
What's this?

#1 Consumer Suggestion

How to Defend Yourself Against these People

AUTHOR: Collectionstopper - (U.S.A.)

POSTED: Tuesday, March 03, 2009

I been working in the FDCPA for many years, trying to stop collection companies like this and creditor lawsuits. I am not an attorney nor can I give you legal advice. If you like I can show you how to stop these collector calls, which they always will call and break the law. Then file a small claims suit against the debt collector for FDCPA getting you a judgment against them. Which can possibly lead to delation of the debt owed.

Respond to this report!
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