United States credit services Theft and Arrest New York

 I got a nasty voicemail from a man with a strong Indian accent telling me that I'd be really sorry if I didn't call them back. Arrest and court matters. I called the number back and the phone was answered ,"Law Office". The man, who did not introduce himself- and also was thick accented, told me that I was being sued and to expect court papers to come to my work this Friday. I asked who is suing me and why? He told me the company name was United States credit services. They own payday loan companies throughout the country, and I had gotten a loan through my email (which he had) and deposited to my bank account (which he had the name of) and then I never paid the company back. They supposedly tried to withdraw payments from that account, and were not able too. I argued that this was incorrect and tried to get information about the supposed debt. I knew I didn't do it but I didn't know if it was identity theft. The man told me only that the papers would arrive on Friday and that I should be prepared to have someone bail me out and to have money to pay the $5480 judgement. If I couldn't afford a lawyer, one would be appointed too me. I told them to send the paperwork and hung up. I belong to a legal service through work so I called them, and an actual attorney called that number back for me. Again, they answered, "Law Office". My real attorney informed the man that answered (who was the original nasty caller on my voicemail) that he is an attorney, and asked the name of their law firm. The older man responded, "United States Credit Services "(which you remember- was the name of the company suing me according to the first guy). The older man couldn't look up my case by information the last guy gave me, only by my cell phone number- which he had a great deal of trouble understanding. After 3 tries and my lawyer asking which State they were located in- the man hung up on us.