Report: #65789

Complaint Review: US Bank - Huber Heights Ohio

  • Submitted:
  • Updated:
  • Reported By: Dayton Ohio
  • US Bank usbank.com Huber Heights, Ohio U.S.A.
  • Phone: 937-2376280
  • Web:
  • Category: Banks

US Bank Overdraft Charges Next Day consumer fraud ripoff slow processing "business demon". Huber Heights Ohio

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
I have personally paid an exorbitant amount of overdraft charges to US bank in the last 6 months. And this is due to their ongoing "Shady Policies" associated with this matter. They continue to hold deposits, and approve debit card purchases, then just rack up the charges. Let me quote my financial advisor's advice, "take US Bank off the pay roll".

US Bank gives you a 5 star guarantee which includes customer service. Let me tell you about my current customer service. The manager at the branch told me "we hold checks for deposit for 3 business days, we will clear any withdrawals but until the check clears you will be charged overdraft fees." The district manager told me "we are operating well within the banking commissions guidelines."

Now, consider for a moment the current technology, we can do almost anything via computer and/or cell phone instantaneously. Yet it takes the bank 3 business days to verify "via computer (latest technology)" that the funds are actually there to clear for spending. Yet they can clear the checks written against my account within 24 hours.

I also have another complaint, when viewing my account on-line, any transactions occurring after 4pm are posted on the next business day. But if both a withdrawal and a deposit was concluded after 4pm thus posted on the next business day, US bank processes the withdrawal pending first, then the deposit. Just another way for them to cheat me out of $33 per transaction.

US Bank is shady in all their dealings, I warn everyone reading this, I will also warn everyone I associate with against this business "demon".

Deborah Hatton
Dayton, Ohio

Dayton, Ohio

This report was posted on Ripoff Report on 08/15/2003 08:16 PM and is a permanent record located here: https://www.ripoffreport.com/reports/us-bank/huber-heights-ohio-45424/us-bank-overdraft-charges-next-day-consumer-fraud-ripoff-slow-processing-business-demon-65789. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.

What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

Segment Now