Complaint Review: us bank
us bank policy of entering the largest checks first so that multiple overdrafts are gaurenteed apple valley Nationwide
*Consumer Comment: Wrong
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I received notice of 2 overdraft charges from US bank, totaling $72.00. The first check for $25.00 would have been fine, since my balance was $143.00. The second check was for $163.88 and was inadvertantly mailed 1 day too soon. The bank told me their policy is always to cash the larger checks first. That means they always insure multiple overdrafts, insead of 1. I asked them to waive the one overdraft, and they stated their policy is always to put the largest checks through first. Those of us who experience occasional overdrafts are people without extra money. Why would a bank think that they can get extra money from people with no money. The greed is obvious and the lack of desire to help customers is also obvious. I am on a fixed income and use every dollar I get to live on. They asked me why I dont have a savings account? No money is the answer. I dont know if the bakers are Christian. I am. If they are, then tey are not living their faith. Jesus helped those in need, not purposely harmed them. Where is kindness is the business of keeping my money?
This report was posted on Ripoff Report on 04/05/2017 11:06 AM and is a permanent record located here: https://www.ripoffreport.com/reports/us-bank/nationwide/us-bank-policy-of-entering-the-largest-checks-first-so-that-multiple-overdrafts-are-gaure-1365979. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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