USA Platinum rip-off business Union Town Pennsylvania

I recieved a USA Platinum card for $29.95. Five months later I have a $10.00 debit out of my checking account, (which earned me a $30.00 NSF fee), they said when I accessed their site, I chose a free 30 day trial of Credit Management.

I asked what that was and she said it gives me the privalege of accessing my credit report, I asked why would I pay u for that, I can do that myself. She insists that I signed up for it. I did not. She said my 30 day free trial ended, so I have to pay $10.00 a month now.

THe funny thing about this is, I recieved the card in September 2002. And five months later my 30 day free trial is over? They know I never ordered it, and they're looking to get more from me 5 months later, because I don't even use the card, its a rip-off.

I was under the impression that this was a regular credit card. I will be reporting USA Platinum to the Better Business Bureau and Attorney General.

Cynthia
Oak lawn, Illinois
U.S.A.