Vanderbilt Mortgage And Finance Ripoff Vanderbilt threatening to forclose, I'm only one month late, this is so wrong! Maryville Tennessee

First, this type of loan is not foreclosed - it is done by repossession/replevin - very expensive proposition. If you want out from under it - quit paying and save your money - start looking for another place to move - once moved, file bankruptcy and scrap Vanderbilt.

If you do this make sure to notify your auditor's office, just incase Vanderbilt does not put the manufactured home in their name and leave you stuck with a delinquent tax bill.

Vanderbilt has tendency to just list themselves as a lien replacement - and shame on them!

We are in the same boat you are. We received a letter saying our loan was about to default if we didn't basically catch up, we did this and then November 20, we received a letter saying we had defaulted on our loan and they were accelerating our loan and the total amount was due in 5 days! They had wrong info on the papers like what the model of our home was. I have sent numerous emails to them via their website and they do not respond, even though it says they will within 2 business days. We have been sending in our payments like we are supposed to and they keep returning them, saying they are acknowledged but they are not cashed. If anyone has any advice for us, please let us all know. BTW-we are in contact with several people to refinance.

Stay away from HFC and Beneficial though. They are the most unscrupulous jabronies in the finance game. Talk to your bank or credit union and start getting it done. I'll assume the wheels are off and the home bricked in since you say it's a mortgage. Good luck.

hi
my name is tom and i am a state licenced mortgage broker in ohio.

what you do is refinance your home. get in contact with a mortage professional in your state and refinance away from these cretins.