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Report: #491236

Complaint Review: Wells Fargo Auto Finance - Shreveport Louisiana

  • Submitted:
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  • Reported By: Travis Walsh — Shreveport Louisiana USA
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  • Wells Fargo Auto Finance 280 Wilkinson st Shreveport, Louisiana United States of America
  • Phone: 318-550-86
  • Web:
  • Category: Loans

Wells Fargo Auto Finance Wells Fargo Auto Loans Wells Fargo Not handling payments responsibly and not responding to complaints Shreveport, Louisiana

*Consumer Comment: Similar Experience going on 18 monts!

* : IF I WERE YOU I'D MAKE SEVERAL COPIES OF THE ARTICLE entitled- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and calmly walk into your Wells Fargo branch and...

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First off, I will admit I haven't been the best consumer with Wells Fargo. I started off fine with payments and what have you, but when the Mrs. and I split and she took all the money and I took all the debt, I started falling behind, that coupled with the hard times at work, reduced pay etc... I fell behind. However, in an ironic twist as soon as things started looking up for me and I put together a plan to catch up on my Wells Fargo Auto Loan, it became a fiasco.



I had scheduled a post dated payment, more to stop the harrasing calls than anything, for 8/12/09. On 8/11/09 I realized that paying via Money-Gram would be less than Wells Fargo's $12 payment fee. I called on 8/11/09 and asked that they please cancel the payment and I will do a Money-Gram in the morning. The rep told me that they cannot cancel without the Money-Gram confirmation number but she can push the payment back to give me some time to do so.



So the morning of 8/12/09 I withdraw the cash for the Money-Gram from my checking account, make the payment, Call Wells Fargo, provide the confirmation number and they cancel the payment. The next day Wells Fargo takes the payment out anyway. This causes 2 other bills to bounce as well as several Debit Card Purchases. On top of that, Wells Fargo and the 2 other bills attempted to take the payments multiple times. All in all $203 in NSF fees were taken away from me.



I called Wells Fargo to report the error. The rep stated she sees that I did everything right and they will refund the NSF fees if I can fax my bank statement showing this. I was able to get the statement and fax it on 8/17/09. Meanwhile I had another payment scheduled to be withdrawn on 8/25/09 as part of my catchup strategy. Unhappy with the way they handled the last payment I called to cancel the payment, I again got the "We can't cancel but can push back" speech. I rescheduled the payment to 9/8/09. I called on 8/19 and 8/21 to confirm if anything was being done about my issue. Each time I was told it was in research. The original rep who told me to fax the info left me a direct line that goes to someones voicemail who seems incapable of calling me back...



The next week I called multiple times to address the issue, I was informed that they never recieved my fax, and that they would tranfer me to someone who could help, I was tossed between reps for an hour! Finally on 8/31/09 I got a seemingly competent rep who provided me with another fax number. I sent him the information AGAIN and have not heard anything back yet.



Overall it has been over 2 weeks with no sort of follow up from Wells Fargo, They seem to have no intention of correcting their mistake. And on top of that a 3rd attempt at the 8/13 payment came out again when there weren't suffecient funds in my checking account, this means more NSF fees and unless it bounces back before 9/8/09 another payment will try to comeout and continue this fiasco!!!



Does anyone have any tips for getting a real resolution??? Who at Wells Fargo can I hold accountable for this???


This report was posted on Ripoff Report on 09/07/2009 08:49 AM and is a permanent record located here: https://www.ripoffreport.com/reports/wells-fargo-auto-finance/shreveport-louisiana-71104/wells-fargo-auto-finance-wells-fargo-auto-loans-wells-fargo-not-handling-payments-responsi-491236. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment

Similar Experience going on 18 monts!

AUTHOR: Tired of Wells Fargo - (USA)

POSTED: Friday, January 15, 2010

I have a similar experience going on with them as well! 

I am very ill and in June 2008 I missed a payment.  I started receiving multiple and I mean multiple phones calls at work!  It was harrassment.  One morning I told the rep that called to stop calling me at work.  As soon as I hung up I received a call from a 'supervisor' (I use that term loosely) who stated I was refusing calls from them and was not keeping up with end of the contract!  I hung up. 

I was finally able to speak with a nice rep!  She arranged to have 2 pymts placed at the end of the loan so that I could get caught up.  this was in Aug for the June and July pymts.  I made the Aug pymt and then received a nasty call in Sept 2008.  By this time I had someone assisting me to get my financial situation in order and to help me make payment arrangements for other things, etc.  WF was advised this man had power of atty and to contact him only.  Well, in Sept I was bullied into paying with a post dated check for the Sept 2008 pymt.  what happened then is sickening.  The rep not only processed the pymt the next day, this rep kept my bank info and withdrew 3 additional pymts, in Oct 2008 and it has yet to be corrected. 

The rep that is helping me get caught up with all my bills, etc., spoke with various people at WF.  My bank manager even called them and he was able to have 1 pymt retracted.  We let WF keep 2 of the pymts so then I wouldn't be due until Dec 2008.  WF has never posted the 2 pymts we let them keep to my acct!  they still haven't.

We filed a complaint with the Comptroller of the Currency, twice.  Once in January 2009 and then again in October 2009.  i finally received a notice from the Comp of teh Currency in Dec 2009 stating they had forwarded the complaint to the bank and they had 30 days to respond.  The 30 days is now up and WF has not responded. 

Now my personal rep is working to see where we go from here.  WF has a repo order on my vehicle stating I am behind.  I am not.  The repo company, which is owned by WF!, wanted the info from the C of C and my rep refused to send the info stating they would rather speak with their contact at WF.  The repo company has refused.

My rep has spoken with one Alex Alvarez and his boss, the VP of Auto Collections, Will Coakley, and has really gotten nowhere.  Mr. Coakley admitted they had recieved the monies and needed to find them.  They aren't looking very hard! 

We have found out that WF has a suspense account.  This is where they place pymts they are 'unable to connect to an acct'.  A rep accidently told my rep about this.  We have now hired 2 atty's.   WF is trashing my credit and they are costing me thousands of dollars I should really be spending on my medical condition.

I think nearly everone at that company is corrupt.  What is ironic is this:  my current bank manager used to be a bank manager for WF!!!!!!  He said they tried to accuse him of stealing a cash pymt loan payoff!  He said he knew the company did some odd things so he always kept copies of paperwork on payoffs.  Luckily he did.  He left WF shortly after.

I just don't understand how they continue to get away with their actions.  It is sad the way the bully people.  My rep went so far one time to yell at them on the phone and the rep he was talking to asked that he not talk to him that way!  My rep said then requested they do the same. 

One of these days I am hoping everything will be corrected.  I have lost so much already and to lose this along with the monies I have HAD  to spend is not right.  I wonder how these reps would feel if their own company did this to them! 

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#1

IF I WERE YOU I'D MAKE SEVERAL COPIES OF THE ARTICLE entitled- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and calmly walk into your Wells Fargo branch and...

AUTHOR: Karl - (U.S.A.)

POSTED: Monday, September 07, 2009

ask to speak with the manager in charge, & explain your situation. Have all of the documents necessary to back-up what happened, And have the names of the people you spoke with. See if the manager will resolve your problem and refund all the FEES, etc.


If the manager doesn't get your situation handled, then hand him (or her) a copy of that article where Wells Fargo was exposed for taking out $17 BILLION in 'SECRET LIFE INSURANCE POLICIES' on its employees. Let the manager know that you are prepared to pass out copies of that article to every employee, stand outside with a PICKET SIGN exposing that article to every employee & every customer, & you'll also be FAXING copies of that article into the branch everyday. Let him (or her) know that you will also be driving into the drive-thru at the bank and sending copies of that article to the tellers if you do not get your situation resolved. 

Always be calm, & let the manger know that YOU MEAN BUSINESS!

Try it, it's perfectly legal and it'll probably work.

GOOD LUCK! 
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