Wells Fargo = SCAM WELLS FARGO = DEATH Ashland Oregon

If this pertains to using your credit/debit card or even a check, remember: All banks will be glad to provide you with a transaction register. Marking all your transactions will help save time and money for both you and the Bank you are with.

When you order a box of checks or receive a check card from your bank, you should ask for a transaction register (one usually comes with your box of checks). Try using that. When transactions appear/disappear, that means that it appeared at first, as an authorization, dissappeared, and then re-appeared as the official post. Through out this time, you should have marked in your transaction register, the transaction(s) in question. This will help you determine your real balance. Live transactions posted by Banks are there to help you see what clears or what has posted as a pending transaction (i.e. direct deposits, debits, etc.).

Have a good day,

Hopefully this will help resolve your problem.

First, cash is credited the same day it is deposited. This is a federal law.

Second, holds are placed to prevent the bank from taking a loss. We have the right to do this for any amount over $100 if there are repeated overdrafts, it is a new account, it is out of the FRB region, or we have reasonable suspision that it will be returned unpaid.

Third, it is not the banks job to balance your check book. When you first use your check card an amount is authorized to you account. IT IS NOT A FINAL PAYMENT (thus the pending status on your account). If the company that you paid changes the amount originally authorized when they batch the transaction our of their system, Wells Fargo has no other choice than pay them that amount unless you tell us different.

Banks take a huge loss on checking accounts ($14,000,000,000.00 on the pacific states ALONE). Overdraft fees are one of the only ways be balance this loss.

If you ask nicely, most of the time your branch will reverse all, if not all, of these fees unless you are a repeat offender.