ez auto been payin on a 2000 silverado had it for almost 5 months and still my blance still hasnt come down am i just giving them money for the h**l of it cleveland, Tennessee

you're probably paying 20+% interest on your loan.

The cars these lots sell won't come with a carfax, why would they want you to know what you're buying?

The reason your balance isn't dropping is because most of your first payments go to interest.

You wouldn't be in this situation if you hadn't demonstrated a total lack of ability in managing your finances, in other words a serial deadbeat.

NO Ripoff here...just the result of your careless credit history.

You have a 12 year old vehicle, with likely very high miles and may not be too reliable.