OCWEN Loan Servicing Home Mod rejected, Bankruptcy Filed, OCWEN Still says I owe them $$$, Internet

Ben,

It appears that you jumped the gun on the filing of your bankruptcy.

You never file bankruptcy until someone actually takes action against you that you want to stop like wage garnishment, etc. The entire reason for bankruptcy is to protect your money and property from seizure.

You should have filed re-organization instead of liquidation.

OCWEN is horrible, and I know many people that are currently dealing with them, or have dealt with them. I can tell you for a fact that the ONLY way OCWEN will even consider dealing with you is if you are at least 90 days behind in your payments, AND they don't want your house back due to being "upside down".

If you have any equity in your home at all, OCWEN will not deal with you in your favor. They WILL take your home.

The bottom line here is that you bought something that you really could not afford, and that was your fault. Then, you ran up your credit cards and other bills that you couldn't afford to pay back on top of the condo you couldn't afford.

The BK is what ruined your credit for the next 10 years, NOT the loan mod.

You should have just lived in that condo for free until you were tossed out and then waited until the last minute right before they sued you for deficiencyand then you could have included the HOA claims in your BK.

Report your Complaints to your Attorney General's office and also theDept of Finacial Services for your State. You can also see similar Complaints on this Company on the bbb.org website. Just put in the Companies website address and pull up the report. And don't be surprise about what you will fine.

You need to call your bankruptcy lawyer and let him/her handle this, sounds crooked to me.

To clarify, HOMEQ transfers their part of the loan to OCWEN during my bankruptcy filing.