RK CHEVROLET MISLEADS CONSUMERS ABOUT ON PULLING CREDIT REPORTS ripoff Virginia Beach Virginia

RK Chevrolet, Buick, etc. and I have resolved this matter. I would like to pay a compliment to Mr. Tom Kline for seeing this matter to the end.

The old "I need your DL for insurance purposes line" can get your SSN just as good. Don't have to provide them with your SSN.

The only way they can run credit is by you signing an authorization/credit app, and giving them your SSN. WHY DID YOU DO THAT?

I recently bought a new car, and I was going thru a mortgage as well, and told the dealer I would pay them AFTER my house closed. No big deal. No credit app, no hassles. They even gave me the car for 2 weeks until my house closed. I guess it depends with whom you are dealing with... but don't give them an SSN if you are paying cash! There's no law that requires dealer's to obtain a credit check for cash.

This issue has not been resolved. It still stands that RK Chevrolet misleads their customers to believe when the customer goes in with their own Financing that a Credit Inquiry is not necessary through Rk Chevrolet. But as a result a credit inquiry is done regardless. So a credit inquiry is done by your financial institute then again by RK chevrolet to submit to numerious of it's lenders to see about your credit worthiness. Which does not make any sense. So if you have any other Financial situtions pending such as a morgage, that second inquiry or inquiries by other financial lenders that are affiliated with RK will hurt your FICO score. What right do they have to submit someone to other lenders for approval when they have a certified check from a financial institute to purchase a vehicle. This has probably happened to hundreds of customer and without their knowledge. The sales person will tell you that you cannot get the vehicle unless a credit application is filled but not submitted.

S I am not happy but the bad business practices of Rk Chevrolet and employees.

Curious about why he only gets concerned about a customer is when they post in here. Hmmmm.

Dear Lavern,
I am sorry that you are upset. I would like to help you, though. If you are willing, I would like to meet with you and hear about your situation. I am certain that I can address your concerns about your credit bureau.
Please contact me at my desk at 431-6507. Or, if you prefer, you can e-mail me at tomkline@rkchevy.com. I would welcome your contacting me.
Sincerely,
Tom Kline, Controller