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Report: #1360267

Complaint Review: Synchrony Bank - Internet

  • Submitted:
  • Updated:
  • Reported By: Anonymous — Ansonia Connecticut USA
  • Author Confirmed What's this?
  • Why?
  • Synchrony Bank Internet USA

Synchrony Bank Amazon Store Card One-time Payment vs Recurring Payment Internet

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Synchrony Bank is quick to draw you in for the Amazon prime store card, but what you don't realize is, they don't understand the differnece between a one time payment and a recurring payment.  They try to say that if you make a one time (additional payment on credit card), prior to the due date, your recurring payment will be reduced to only make the minimum amount owed that month.  

For example, minimum payment is $75.00, you make an additional payment of $50 prior to your due date and your recurring payment is $75.  They only take $25 for the recurring payment because the additional $50 and the $25 is equal to your $75 payment.  Then they can add on additional interest.  

Would not recommend you apply for their card.  Customer service is terrible and they just don't care what you have to say, it's as if their response is scripted. 

This report was posted on Ripoff Report on 03/07/2017 08:53 AM and is a permanent record located here: https://www.ripoffreport.com/reports/synchrony-bank/internet/synchrony-bank-amazon-store-card-one-time-payment-vs-recurring-payment-internet-1360267. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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