Report: #1446105

Complaint Review: Bank of America - El Paso Texas

  • Submitted:
  • Updated:
  • Reported By: Alec — Lone Tree Colorado United States
  • Bank of America PO Box 982235 El Paso, Texas United States

Bank of America Royal Caribbean Visa Cancelled our card without our knowledge because we invested in Real Estate education El Paso Texas

*REBUTTAL Owner of company: What exactly did you invest in?

*Consumer Comment: Prediction

*Consumer Comment: Funny, Funny!

*Author of original report: Response to "Perry Mason"

*Consumer Comment: Look Who's Whining!!!

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About six to nine months ago, I was approved for a Royal Caribbean Platinum Visa with a $10,000 credit limit on a cruise ship.  When I invested in Real Estate in March 2018, the cost was about $50,000 and about $4,000 was put on that card.  It has since been paid in full!  The part of the real estate investment that appealed to me was the "no money out of pocket" option.  Since that time, my creditors have been in touch with TransUnion who told them I was overextended.  I'm not because I could have paid cash but did not want to use my financial assets to do so. 

I have never done anything or given a hint of doing anything wrong to Bank of America; however, they came to the outrageous conclusion that I was "screaming bankruptcy".  That was never the case.  There have been several other credit card cancellations or lowered credit limits due to the cost of the real estate program and due to TransUnion's interference.  I have never once been late or contacted any kind of credit repair agency or anything else of the sort.  Bank of America is a frightening organization that sets out to damage people and ruin lives.  I'm quite sure they laugh about it after they are successful in doing so.  Consumers need to be warned that companies like Bank of America will ultimately destroy their lives!  Bank of America needs to be stopped!

This report was posted on Ripoff Report on 06/05/2018 08:32 AM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/el-paso-texas-79998/bank-of-america-royal-caribbean-visa-cancelled-our-card-without-our-knowledge-because-we-1446105. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#5 REBUTTAL Owner of company

What exactly did you invest in?

AUTHOR: voiceofreason - (United States)

POSTED: Saturday, June 16, 2018

Could we get a little more insight that might explain your card holder's and Transunion's rationale? What exactly did you invest in?

Are the assets you say could have paid for this investment in cash had you wanted to go that route perhaps less than liquid, or themselves at risk for rapid devaluation in a market downturn, assuming they are not cash assets?

Are they assets held jointly with other parties, or under the table, or overseas?

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#4 Consumer Comment


AUTHOR: Robert - (United States)

POSTED: Wednesday, June 06, 2018

BofA, TransUnion, or any other creditor who has since lowered your limit or cancelled your card did not rip you off.  However, I do predict in about 6-9 months your next "RipOff" will be on that "Real Estate Program" you got scammed into paying $50,000 for. 

How do I know...because your first comment was how you were drawn to this program because of it's "no money out of pocket option", right before you freely gave them $4,000 out of YOUR pocket.

TU doesn't reach out to anyone. Your creditors report to TU and TU makes that report available to any of your creditors who review your report on a regular basis. Your creditors obviously feel that your recent actions are too risky for them. As such to lower their risk they either lowered the amount they were willing to allow you to borrow or outright cancelled your card.

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#3 Consumer Comment

Funny, Funny!

AUTHOR: Perry Mason - (United States)

POSTED: Tuesday, June 05, 2018

 Thanks for the laughs! Am I ever impressed. If you don't like the responses from the public, then don't post on a public site. And by the way, you don't have ANY capability of deleting anything from this site!

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#2 Author of original report

Response to "Perry Mason"

AUTHOR: Alec - (United States)

POSTED: Tuesday, June 05, 2018

My report was meant to warn others and I'm not the only one.  I have done absolutely NOTHING to deserve the treatment I received and I can absolutely unequivocably prove it.  So put that in your pipe and smoke it!  Any comment you make from here on will be deleted without being read!

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#1 Consumer Comment

Look Who's Whining!!!

AUTHOR: Perry Mason - (United States)

POSTED: Tuesday, June 05, 2018

 First it's Compass and now it's BOA! Looks like two credit card companies don't trust you! You put 4K on each. No wonder they don't trust you!

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