Report: #1263722

Complaint Review: Bank of America

  • Submitted: Mon, October 26, 2015
  • Updated: Mon, October 26, 2015
  • Reported By: Jake Showalter — O'Fallon Illinois USA
  • Bank of America


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Bank of America, its Credit card collectors and credit reporting agencies all conspire to rip off the united state of american people. They are all legalized extornisest. Legalized by people we elect to office in the us congress. They are all in it together stealing billions at the little guys expense. Greed is what has killed this country. I vote for Bearny Sanders and people thinking like him. I worked my a*s off all my life and got nothing to show for it. I paid anywhere from 8% to 30% interest trying to pay my debts to no avail. I did manage to pay off Bank of America over $7,316.62 and the greedy basterds sent me an additional bill for $47.85 labeled as interest for this period with a warning of a penalty og 29.99% if I do not pay this amount plus a $38.00 Later payment fee. I call and asked for these charhes to be waived; No these charhes are all legal and you must pay. I never seen greed as extreeme as this, but this is what our country has come to.ople I do not want to let this go on, but I do not know what todo where to start to try to stop these greedy assholes.




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#1 Author of original report

Take on Billionaires & create Gonv't which represents All Americans, Not Corporate America and the Wealthy campaign doners.

AUTHOR: - ()

We need to greate a financial system which provides loans to the poorest people, and medium size businesses at a fair interest rate that is an equal rate to all, reguardless of income.and so called credit scores.

And not maintain a finincial system which isoclates itself-like an Island  designed to make huge proffits at the expence of the needy for the bennifit of the greadyVultures.

PAY FOR IT THROUGH A TAX ON WALL STREET SPECULATION. Break up the nation's Largest & Biggest Banks and Credit Card Companys and their snitches the Credit Bureaus.

Elimanite the IRS and abolish crime. Pay tax for all at a pre determined rate. Same for everybody rich or poor. When you spent it you immeditially pay the approporate tax onit. No 73,000 page income tax code designed for the Gready Wealthy Corporations, and their Lawyers. Poor and moderate income can't afford lawyers and they know it; so we wind up paying, paying, paying though the nose and never get done paying.

Credit Cards are the Bigest RIP OFF they see to it you never get out of debt, yet they buy the votes in Congress that lets them get away with murder.

Tell Wall Street that when a bank is too big to fail it's to big to exist.Denouncing coroprate-backed, job killing trade deals that have sent U.S. jobs to low wage nations abroad.

 We need a movement to end our disastrous trade policies and defeat a proposed 12- Nation Pacific Rim Trade Deal. We need a movement which tells Wall Street that we will reinstate Glass-Steagall and break up huge banks which have a stronghold over our country and economy.

We need a movement which tells Billionaires that they will not be able to continue buying Congressional candiates and Elections and that we will overturn this disastrous  Citizen's United Supreme Court decision and move toward public funding of elections. 




Jake, Fallon, IL


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#2 Consumer Comment

Credit Card Interest

AUTHOR: Justme412 - (USA)

You are the one who applied for the credit card with 29% interest and no one held a gun to your head to make you sign on the dotted line.  It is you who ruined your credit score and why you have to pay a high interest rate back to the credit card company.


It isn't anyone's fault that you like to spend money that you don't have.  If you would save to purchase that new IPhone.  If you don't want to pay interest when you receive your bill then pay the balance in full.  Or learn to pay cash for everything.   


If you don't pay your utilities bill and they have to shut your services off they wont turn them back on till you pay your balance in full plus a reconnection fee.  


If you don't have anymore foodstamps left yet you go shopping and have a 0 balance the store isn't going to give you the food and say it is ok to pay next month when you get your entitlement.


On your Obummer Phone if you go over the 250 minutes they allow you then you can't use your phone unless you wait till the next month or add money on to the phone.


If you learn to save for what you want then you will never have to pay interest, but that is something I doubt you would do.  



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#3 Author of original report

Author: Jim- (USA)

AUTHOR: - ()

"Listen, A**H***. To me you're Nothin' but DOG S***, you understand? A lot of things can happen to dog s***. It can be scraped up with a shovel off the ground. It can dry up and blow away in the wind. Or it can be stepped on and squashed.So take my advice and be carefull where the dog s****, ya!"

I love mankind. It's people like you! I can't stand.

For yourinformation:I hope you can understand common folk talk.

Disparities in intergenerational wealth transfer in America are a significant part of the gap between the haves and havenots. They are also an important piece of lingering racial inequality. The ways that poverty and wealth are inherited in America broadly impact education, housing, and economic mobility. It's harder to bear the cost of high interest rates on debt when no one will help you pay it off. If your wealthy Daddy will pay for it. If your low-income you have to contribute a lot more to pay for debt than the wealthy. For many the alternative to lacking money isn't getting it from dad. It's not having it at all.Interest rate should be at the same cost to all everyone. If you are low-income the credit bureaus make sur you are marked as a poor risk, Low-Income people pay more for loans, insurance of all kinds, and taxes because they canot afford high priced mouth pieces to circumvent around all the laws. So the little guy pays the most and the wealthy get away with murder.

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#4 Consumer Comment


AUTHOR: Robert - (USA)

Another whiner with an "Entitlement Attitude" that feels that they don't need to be held acccountable for their actions.

First off no one forced you to open up or use a credit card(or cards).  That is 100% on YOU.  If you had a problem with the Interest Rate, Fees, or any of the terms the time to complain was before you opened up the card.  Where if you don't like the terms...don't get the card.

But once you got the card and used it, YOU are responsible to pay it back at the terms you agreed to.  It doesn't matter how rough you had it, or what sob story you come up with on how tough your life was.  That doesn't change the fact that you owe the money.

Sorry if this is too rough, but I really don't know what you think any politition is going to do for you.  NO politition is ever going to restrict a credit card company to charging some super low interest rate.  NO politition is ever going to force the credit card companies into some "amnisty" program for people who can't pay their bills.  Because one already's called Bankruptcy.  No politition is ever going swoop down and give you "Obama Bucks"(oh and if you don't get the reference go look it up).

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#5 Consumer Comment

Right! Sure!


It was YOU who ran up YOUR credit card accounts and now it wailing time and stomp your feet time because now YOU need to do what you promised to your bills.  You knew going into these accounts (via the disclosure statements) what all the fees and APR's were going to be if you used the card.  Guess what?  Its now time to GROW UP and control your spending rather thasn living a life on credit cards then whining about paying it back.

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