Bank Of America Credit, Card, unfair, fraud, deceptive, worst, customer, service Wilmington, Delaware

I have a couple of credit cards with BofA. I've been a customer since 2003. In March of 2013, I made a payment on my BofA Amex card online with my checking account. A few days later, I was told that the payment was returned unpaid. I asked why, they said they could not find my checking account. I told them they were the only ones that had that problem. They in turn froze my Amex and said that I can only pay with debit card or cash and they gotta have 2 consecutive payments that clear before they can reinstate my account. I paid with my debit card to replace the "returned" payment. Then this month when I tried to make a payment, they told me I have to pay with cash and they can not take payments over the phone. I spoke with a couple other "customer service" reps, and the last one said my account has been closed because of the returned payment. They said the only way to re-open my account is to run my credit again.