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Report: #381097

Complaint Review: Barclays Bank Delaware - Wilmington Delaware

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  • Reported By: New Market Tennessee
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  • Barclays Bank Delaware 125 South West Str Wilmington, Delaware U.S.A.

Barclays Bank Delaware, Barclays Bank continued to charge my account after it was closed Wilmington Delaware

*Consumer Comment: How can charges be made on a credit card account that was closed?

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I closed my account with Barclay's Bank Delaware (a credit card) on Oct 2007. I was told my account was paid in full and and their was no balance.

In March of 2008 I received a late notice that I owed them $177 (approx). I was shocked and inquired as to why this was. I found that there their was a small charge of $7.59 after I had closed my account. I did verify that I made that charge. However, I did not receive one bill from Barclays untill this charge was in arrears. Quite simply, they let this one charge accrue late fees until it added up to $177! I contacted the BBB and after several months of bickering, these fees were waived.

My problem now is that they have reported me late in payments for the months of January and Feburaury 2008. 30 and 60 days late respectively. This has lowered my credit score by 50+ points and I am outraged that their $7.59 charge is costing me thousands! I am glad the BBB got the fee waived but they failed to make Barclay's remove the late payments on my account. Anyone can clearly see the account was closed 10/07 yet these late payments show dates of 01/08 and 02/08.

My attempts to contact Barclay's have fallen on deaf ears, especially since I have filed with the BBB. Barclay's Bank is the most deceptive company I have ever dealt with. I hope that they get their just reward and go under! Does anyone know if their is a legal way I can get these blemishes removed? Any info would be appreciated.

Reddog728
New Market, Tennessee
U.S.A.

This report was posted on Ripoff Report on 10/14/2008 11:35 AM and is a permanent record located here: https://www.ripoffreport.com/reports/barclays-bank-delaware/wilmington-delaware-19801/barclays-bank-delaware-barclays-bank-continued-to-charge-my-account-after-it-was-closed-w-381097. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

How can charges be made on a credit card account that was closed?

AUTHOR: Wilson - (U.S.A.)

POSTED: Tuesday, October 14, 2008

How can you charge $7.59 after the credit card acct is closed?

Reddog728 wrote:
I found that there their was a small charge of $7.59 after I had closed my account. I did verify that I made that charge.

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