capitalone closed account without notice ridiculous wait time for secure deposit wait time demeaning customer service Internet

" A week later I filed for bankruptcy to officially start over considering I had substantial debt from 4 years prior and capital one canceled my card without notice. "

   Did you really think that you could file for bankruptcy a week later and get to keep the credit card account?   Really? 

 Idiot...Sorry to be so blunt but what you have done is really idiodic, especially if you think that Capital One is ripping you off.

You have "bad credit" and instead of taking care of your past debts you signed up for a secured card.  Not only that but you did this with every intention of filing bankrutcy.  Oh and sorry but you can't try and claim that when you signed up for the card you were not even considering Bankruptcy.

So what happens when you file Bankrupty.  By Federal Bankruptcy Codes you must declare all of your debts..yes even "secured" debits.  All of those companies are notified by the courts.  As a result the company will often close the acount out as standard practice.  Especially if it is something such as a Credit Card.  If your attorney didn't explain this to you perhaps that should be the focus of your next RipOff report. 

Since Capital One had zero idea that you were going to delcare bankruptcy 2-3 weeks later this entire event and all of the concequences are on you.

Oh and by the way if you think that some person on the Internet is "tough" on you..just wait until you have your hearing with the Trustee.  When you go to your hearing with the Trustee you better have a very good reason why if you are in such bad shape and want to have a "fresh start" did you open up a new credit card account just a couple of weeks before you filed.  Because if they don't think you are sincere or are really not in that bad of shape they have every legal right to dismiss your bankruptcy..that is you will be denied. 

If you really wanted to open an account, you should have waited and not opened up this account until your BK was discharged.